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Subject to the requirements of statute, notification of any such change shall be given to the Cardholder by the Bank either in writing or by publication thereof. Such adjustments shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints might be resolved as per the policy of respective payment community (Visa/ Mastercard) and the choice of the cost community might be thought of as final. The Bank cannot be held liable for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to inform BRAC Bank inside one hundred twenty days of purchasing the product/service; the Bank is not going to be held liable to entertain the complaint. The Bank shall be entitled at any time with out the consent of the Cardholder to assign and switch the entire or any a part of its rights of obligations underneath this Agreement.

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The Cardholder shall not document the PIN in any form in order to facilitate the PIN coming to the information of a third celebration. BRAC Bank is authorized by the Cardholder for carrying out transactions and directions authenticated by the PIN and shall not revoke the identical. If the Cardholder fails to observe the security necessities, s/he might incur liability for BRAC Bank. BRAC Bank may, in its absolute discretion, concern a new PIN on the present Card.

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Cash-limit types a subset of the Cardholder’s Credit Limit/Purchase Limit. “Card Account” means the account opened in the name of the Cardholder and maintained by BRAC Bank Limited for the aim of usage of the Credit Card as per the phrases and situations contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation “Applicant” means one that has/have utilized for a Card to BRAC Bank Limited. Still have you a query then be at liberty to ask by remark.

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Use of the Card at any ATM of the Bank or some other financial institution or institution with whom the Bank has an Agreement for the use of the ATM of the said bank or institution in which case advance will be further topic to the applicable day by day withdrawal restrict of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to decline or honor the authorization requests on the Card without assigning any purpose. In sure circumstances, topic to its sole discretion, BRAC Bank Limited might require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. “Terms and Conditions” means the terms and situations set out herein and/or as could also be stipulated by BRAC Bank Limited every so often, as amended. “Cash Advance” means any quantity obtained by means of the Card, the Card number or the PIN or in any method authorized by the Cardholder from the Bank or any other bank or monetary establishment for debit to the Card Account. “Card” means the Credit Card issued by the BRAC Bank Limited on the basis of utility made by the Cardholder under the name of VISA, MasterCard or JCB and in addition contains Primary, Supplementary/Additional and Replacement/Re-issued Cards.

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Once a Balance Transfer has been made, the shopper has to proceed the stability switch amount for at least 6 months with BRAC Bank i.e., the customer can’t transfer the steadiness to another bank throughout the specified time period. Cardholder can settle partial or full excellent of different financial institution’s bank card through Balance Transfer. The Bank shall not be liable to refund the annual payment or any part thereof in case of the termination of the cardboard account.

Payments made by the cheques drawn on a location where the Bank doesn’t have a branch will be subject to a processing and dealing with payment as determined by the Bank from time to time. “Late Payment Fee” means a cost relevant in case of the Cardholder’s failure to pay at least minimum quantity due within the Payment Due Date. “Insurance Company” means insurance company as could additionally be decided by BRAC Bank Limited, every so often.

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